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Found 397 entries published by Justin Havre.

High-ROI Home ImprovementsWhen selling, every homeowner needs to know the current value of their home in the market if they intend to get top dollar. This can be achieved through extensive personal research or hiring a professional real estate appraiser or knowledgeable real estate agent. Investing money into a home can increase the value, but knowing which areas of the house to invest in for the biggest impact will help ensure that the money finds its way back into the seller's wallet.

Determining which improvements are the best to invest in depends on how long the seller plans to spend on the home before selling. Does it need to look good for current buyers? Will efficiency upgrades have long enough to benefit the current owner's bills? Or perhaps the improvements are

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What Life is Like in CalgaryWhen you think of Calgary, you likely think of the energy capital of Canada, the Calgary Stampede, and the Rocky Mountains. Set in the foothills of the mountains, Calgary is a diverse city with a high quality of life. Boasting the slogan “Be part of the energy,” you can expect a bold and lively city. Read on to learn more about what makes the Calgary lifestyle amazing.

What Makes Calgary One of Most Livable Cities?

Calgarians are often regarded as entrepreneurial, educated, and community-focused. You can expect lots of activity, as many Calgarians participate in outdoor recreation and sports with the mountains so close. The sunshine, vibrancy, and hustle and bustle eagerly welcomes all visitors and residents.

Calgary Lifestyle

Calgary is a

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How to Take Care of Your Calgary HomeRegular home maintenance is important.

Homeowners that ignore this crucial activity can face expensive repairs and damage over time. Things like a leaking roof or damaged plumbing equipment can cost thousands or tens of thousands of dollars to fix, sometimes all in one shot. Each year, homeowners should plan to spend between 1 and 5% of their propertyʼs value in maintenance and upgrades. By implementing a regular home maintenance schedule, homeowners can avoid unexpected expenses.

Depending on the season, maintenance and upgrade costs will vary. To prepare, homeowners can create a home maintenance calendar checklist. To help, here is a quick seasonal guide to identify key tasks to be done throughout the year.

For informational purposes only.

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Why You Should Hire a Real Estate AgentBuying or selling a home is a big investment, financially and emotionally. While For Sale By Owner (FSBO) may seem cheaper, there are many benefits to hiring a real estate agent that you miss out on when managing the sale on your own. Overall, real estate agents aid in the reduction of stress throughout the whole process. Hiring a real estate agent also gives you the advantage of selling your home competently and professionally.

Here are 10 reasons why you should use a real estate agent when buying or selling a house:

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Market Timing

Real estate agents know the housing market, and they know the best time

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Pearl & Co Business Spotlight

Pearl + Co is a hair salon located in downtown Calgary on 17th Avenue, in the heart of the retail and entertainment district. Jenna Pearl Schmidt started Pearl + Co to provide exclusive services to clients and to build a community where other stylists could learn more about her extension methods. The name “Pearl” is a generational name passed down in her family and pays tribute to the beautiful and supportive women in Jenna’s life.

What Makes Pearl + Co Special?

Hair products in use at Pearl + Co SalonJenna sources products geared towards maintaining hair’s integrity and makes recommendations for the best treatment for each individual client’s hair. Jenna stresses that you always know what you are paying for with each service price broken down into labour time and products.

Pearl +

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How to Celebrate Easter in Calgary — at home

Although the Easter Bunny will be social distancing this year, Easter is still on its way! Wondering how you can celebrate Easter in Calgary when there is nowhere to go? No public Easter egg hunts or locally themed events? Despite this time of social distancing, there are still plenty of unique and exciting ways to enjoy your favourite Easter traditions from the comfort of your own home (and yes, that includes skyping in all of your family members who are also self-isolating)! Take a look at the many ways you can celebrate Easter in Calgary and not miss out on the food, relationships, love, and support that make this holiday so special!

Creating an Easter Dinner Feast That Supports Local Businesses

Having a difficult time finding the ingredients

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Things To Do in Calgary in April

In the past few weeks, life has gone from business-as-usual to a completely different outlook on life that includes staying or working from home, limiting your exposure to the public, and limited access to facilities and buildings throughout the city. Despite the recent changes in attempts to slow the spread of Coronavirus, COVID-19, there is still plenty for you to do whether you are at home or looking to get out of the house for a few hours!

Looking for something to do with the kids? Not sure how to spend your future days at home? Tired of just watching Netflix and scrolling through the news? We have your solution! Take a look at the many different things that you can do in Calgary in Calgary this April (both at home and out in the world) that

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COVID-19 Resources & Hotlines For Calgary Residents

Calgary COVID-19 Resources

  • Governmental Resources
    • Government of Canada Resources
    • Government of Alberta Resources
  • Health & Wellbeing Resources
  • Groceries & Food Scarcity Resources
  • Online Grocery Shopping Options
  • Online Educational Resources for Kids
  • Online Resources for Kids
  • Online Community Resources for Adults
Governmental COVID-19 Resources in Canada

Links the Government of Canada & Government of Alberta is Offering for Canadians During COVID-19:

Government of Canada:

https://www.canada.ca/en/department-finance/economic-response-plan.html

Government of Alberta:

https://www.alberta.ca/covid-19-support-for-employers.aspx?

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How to Lower Your DTI to Get the Loan of Your DreamsThe debt-to-income (DTI) ratio is not the only number that lenders use to decide on a candidate, but it is an important tool that can augment the buyer's credit score. Unfortunately, even those with impeccable credit may still miss out on their dream home if their debt levels are too high. Find out more about how to calculate the ratio and what it takes to make it a little more palatable to lenders.

For informational purposes only. Always consult with an attorney, tax, or financial advisor before proceeding with any real estate transaction.

The Golden Ratio

DTI is calculated by debts to income. These debts include the following:

  • Credit card debt
  • Car loans
  • Student loans
  • Mortgage payments
  • Official home fees (e.g., condo, HOA,
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Where Are the Best Retro Calgary Diners to Grab Dinner?

Tired of asking your friends and family where they want to go for dinner? It is a conversation where everyone has a different opinion, and every time it ends up resulting in going to a place that no one really loves in particular but that everyone knows.

Well, it is time to introduce something new with something old! If you are looking for an amazing new place to eat in Calgary, then check out some of the retro Calgary diners in and around YYC. These gems have been around for years and are still serving locals with some of the best eats in town! Re-introduce retro experiences and great eats into your outings with these local spots that will satisfy every craving - talk about a #throwback!

Phil's Family Restaurant

Phil's Diner in Calgary

Of the many remaining

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