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Home buying advice for Calgary, Alberta residents by Justin Havre & Associates.

Found 32 entries about Home Buying Blogs – Calgary.

4 Common Questions About Home Warranties ExplainedWhat is a home warranty? Home warranties help to protect a home buyer from certain defaults in the home, particularly for new buildings in Calgary. With this information, home buyers will understand the uses of home warranties, when home warranties are typically required, and how to take advantage of their home warranties if they need it.

Why Are Warranties Necessary for New Homes?

Home warranties are often considered necessary for new homes, but why is this? Buying new construction has a number of benefits for people, including:

  • access to new building practices and technologies
  • ability to use all products for the first time
  • likelihood of better documentation on the structure and systems

Despite this, a new West Springs home

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Home Buying Tips for WomenWomen home buyers in Calgary have to come represent a huge market these days when it comes to the purchase of real estate. More than 20 % of those investing in real estate are single women and close to 40 % of this group are first time home buyers. From a demographic perspective, women are slightly more likely to look at the purchase of condos than home purchases, mainly because they don’t offer more bedrooms than they require if they don not have children. However, many other women are also very involved in buying a new home.

If you are a single woman, real estate is a good long term investment for your money as homes and condos invariably appreciate over time. A home or condo also allows you to build up equity in your property as you pay down

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depositphotos_dog_in_backyard_421When you are looking for a house here in the city, you'll have to consider what type of home your beloved dog would like as well. Giving your dog the home of his dreams is important too! Here are a few things to look for when you are shopping around for the perfect home for you and your furry friend.

Moving is stressful, and when you move with pets it can be even more stressful for both you and the animals. Calgary is known as one of the most pet-friendly cities in all of North America because of the 150 off-leash dog areas and a number of other reasons. The city has more parts per capita than anywhere else in North America. Here are a few tips to help you move to Calgary with your pets.

Find the Right Neighbourhood

Did you know you can

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Buying a Safe Home For Senior CitizensIf you're a senior and finding your current home too big, or posing too much hassle to maintain, you might be considering a variety of alternative living situations. There are many options for seniors, but many of these choices involve renting. Renting is okay, but it's money out of your pocket and not an investment. You worked hard for your money, so why not keep it working for you.

You could invest in a smaller home, but you run into those pesky upkeep and maintenance problems which you were hoping to avoid in the first place. If you're not really interested in a retirement community and would like more independence, what other choices are out there?

How about considering investing your money into a condominium instead? The condo market is

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How to Choose the Right Homeowner's Insurance CoverageHomeowner's insurance can unfortunately be viewed as an afterthought after the tumultuous process of buying a home. After filling out form after form just to purchase the property, few buyers want to go through the complicated paperwork of their policy. However, home insurance is an extremely handy resource for homeowners to have, and a buyer should understand what their coverage is before they decide on a particular premium.

For informational purposes only. Always consult with a licensed real estate professional or qualified insurance agent before proceeding with any real estate transaction.

How a Premium Is Calculated

A homeowner's premium is determined by the amount of relative risk in any given area. From the size of the home to the

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What to Know About Making a Home Purchase OfferYou've been looking around at the different homes on the market here in Calgary and have fallen in love with one. You know that you need to put in an offer soon since it's a beautiful home and other people are going to want it. The location is great, the house is clean and the home fits right into the amount you have budgeted. If you're still nervous about making the final decision and putting in an offer, here are some things that you should know about the different types of offers and what they mean. Armed with more knowledge, you may have the confidence necessary to go ahead and buy the home knowing that it's the exact one you want.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with

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Lender's Mortgage Insurance: What It Means for Home BuyersBuying a home with a down payment of less than 20 percent often requires mortgage insurance. Understanding how lender's mortgage insurance works, and what they may be expected to pay for it, is an important step for people interested in purchasing a home.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Is Lender's Mortgage Insurance?

People keep home insurance so that if something happens to their homes, they do not have to pay a lot of money out of pocket to fix it. Similarly, lenders keep mortgage insurance to protect themselves in the event that a borrower fails to pay back the loan. Lender's mortgage insurance (LMI), also called “mortgage

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What You Should Know About Trends in Sustainable BuildingEvery country has its own relationship with sustainable technology with some taking more of an interest in it than others. Fortunately, Canada has been at the forefront of setting ever higher goals to cut back on their footprint. In fact, they're constructing more and more buildings that fit their Zero Carbon standard, doing everything in their power to cut down on the emissions of residential and commercial buildings alike. And while not every new construction home may incorporate the following methods, it may only be a matter of time before these trends become the new standards.

Geothermal Heating

Also known as geo-exchange, this technology is a way of siphoning energy for the core of the Earth to keep a home or commercial structure at a

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A Simple Moving Checklist Week By WeekTake the hassle out of the big day with this simple home moving timeline that will help you get things in order and experience less stress when buying a new home and moving.

Two Months Before Moving

Start looking into truck rental services or movers that offer services between your departure and destination city. Get quotes and ask pertinent questions such as what they will and will not move. Houseplants, pets, light bulbs and toxic chemicals are items movers shy away from. Begin sorting and downsizing household items, taking time to get rid of what you don't need or want anymore.

One Month Before Moving Day

Make arrangements to transfer utility services such as internet, electricity, phone and gas. Additionally, go ahead and fill out

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How to Save for a Home Down PaymentA home represents a major purchase and requires a lot of planning. The down payment is usually the biggest hurdle that you’ll have to jump in order to become a new home owner. Use these budget tips to help you save the cash you need to purchase your dream house.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Scale Down Your Daily Expenses

The easiest way to start saving for a down payment is to cut your expenses. Start by cutting out some of the extras. For example, make coffee at home instead of purchasing it from a coffee shop. Another option is to renegotiate your monthly financial obligations. If you have a cable package, for instance, bargain

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