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Town houses are a great second choice if you don't have the money to put towards a down payment on a home. In many cases they are purchased as a stepping stone towards single-family home ownership and are perfect until the timing is right to move up.

The pros

When you want more than a condo but can’t afford a home yet, a condo is the perfect compromise. When you have your own backyard and can walk outside without first going down an elevator, it’s a form of freedom. You’ll enjoy the extra level of privacy that you’ll get in a town house versus a condo.

In general you can expect to get a lot more living space when you purchase a town house instead of a condo. In fact, many town houses are as large as a single family home.

The cons

The

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